What is a Used Car Warranty?

When purchasing a used car, one of the most important considerations is the warranty. A used car warranty can provide peace of mind and financial protection against unexpected repairs. 

This comprehensive guide will explain everything you need to know about used car warranties in the UK, including types of warranties, coverage details, and important considerations for buyers. 

Key Takeaways:

• Used car warranties provide protection against unexpected repair costs.
• There are several types of warranties, including manufacturer, dealer, and third-party warranties.
• Warranty coverage varies, but typically includes major mechanical and electrical components. 
• The decision to purchase a warranty depends on factors such as the car's age, condition, and budget. 
• Statutory warranties provide basic protection for a limited time after purchase. 
• Always read the warranty terms and conditions carefully to understand what is and isn't covered. 

Used Car Warranty Explained

A used car warranty is a contractual agreement that protects the buyer against certain mechanical and electrical failures for a specified period or mileage. It essentially acts as an insurance policy for your vehicle, covering the cost of repairs or replacements for covered components.

Types of Used Car Warranties

There are several types of used car warranties available in the UK, these are:

Manufacturer's Warranty

If the car is still within the original warranty period, it may be covered by the manufacturer's warranty - this is also known as Manufacturer’s Certified Pre-Owned (CPO) warranty. For example, the brand MG provides a very generous manufacturer warranty of 7 years/80,000 miles as standard on every new MG car.  

Dealer-Provided Warranty

Many independent dealerships like us offer their own warranties on used cars, which can vary in terms of coverage and duration - these are also known as Extended Warranties. Here at 1 Stop Car Sales, we proudly partner with Autoguard Warranties; they are multi-award-winning providers of new and used car warranties, offering the best range of products for our customers. 

Third-Party Warranty

These types of warranties are provided by independent warranty companies and can be purchased separately from the car sale. As such, third-party warranties are purchased by the vehicle owner outside of the dealership or manufacturer. 

Approved-Used Warranty

Once the manufacturer’s original warranty has expired, it is possible to source an approved-used warranty for up to 2 years. So for example, if you’ve purchased a used Volkswagen Golf that is 8 years old, the dealership may be able to provide you with a comprehensive warranty under a manufacturer’s approved-used scheme, as opposed to a third-party provider. 

Is it Worth Getting a Warranty on a Used Car?

The decision to purchase a warranty for a used car depends on various factors and your personal circumstances. While we also recommend a used car is covered by a warranty agreement, we’ve shared some pros and cons to consider:

Pros:

• Financial protection against unexpected repairs
• Peace of mind, especially for older or high-mileage vehicles
• Potential to increase resale value
• Some warranties include additional benefits like roadside assistance

Cons:

• Additional cost on top of the car’s purchase price
• Not all repairs may be covered
• The claims process can sometimes be complex
• May not be necessary for newer, reliable vehicles still under manufacturer warranty

What is the Warranty Period for Used Cars?

The warranty period for used cars can vary significantly depending on the type of warranty required, for example:

• Manufacturer's Warranty typically lasts for 3-7 years from the original purchase date.
• Dealer-Provided Warranty often lasts 3-12 months as standard but can be longer.
• Third-Party Warranty can be variable but typically lasts between 1-3 years.
• Approved-Used Warranty generally lasts 12 to 24 months and is usually a comprehensive level of cover during that period.  

What is Covered by a Used Car Warranty?

While coverage can vary between providers, most used car warranties typically include:

• Engine components
• Transmission
• Electrical systems
• Steering and suspension
• Fuel system
• Air conditioning
• Braking system

What is Not Covered by Used Car Warranty?

Common exclusions in used car warranties include:

• Wear and tear items (e.g., tyres, brake pads, windscreen wipers)
• Cosmetic issues (e.g., paint, upholstery)
• Damage caused by accidents or misuse
• Routine maintenance (e.g., oil changes, filters)
• Pre-existing conditions

Does Used Car Warranty Cover Pay for Everything?

Most warranties do not cover 100% of repair costs. Bear in mind that many used car warranties have excess fees (similar to car insurance), limits on claim amounts, a cap on labour rate charges, as well as exclusions for certain parts or types of damage. We recommend you always read the warranty terms carefully to understand your financial responsibilities first.

Frequently Asked Questions:  

We hope our guide to warranty coverage for used cars has provided you with enough insight into the world of vehicle warranties. We often get asked questions about used car warranty coverage, so we’ve answered some of your most commonly asked questions, below… 

Q: Do used car dealers have to give a warranty?

A: In the UK, it is not a legal requirement to provide a warranty on a used car. That being said, the Consumer Rights Act of 2015 is in place to protect the buyer if a car has been sold with faults. Some dealerships will provide what’s called a ‘Statutory Warranty’ of 3 months, as well as partnering with an extended warranty provider to offer comprehensive solutions.  

Q: Can I return a used car under warranty?

A: If the car develops a fault covered by the warranty, you have the right to have it repaired. However, this doesn't automatically give you the right to return the car unless the fault cannot be repaired - in this instance, you may be protected under the Consumer Rights Act of 2015. 

Q: Can a used car warranty be extended?

A: Yes. Many independent used car dealerships like ours partner with warranty providers and offer the option to extend coverage for an additional fee. This option is only available if the original manufacturer’s warranty period has expired. 

Q: Is rust covered under a used car warranty?

A: Generally, rust is considered a wear and tear issue and is not covered by most used car warranty providers. However, some extended warranties may offer limited corrosion coverage.

Q: Does having used car warranty cover mean free repair?

A: Not always. While many repairs may be covered, you might still be responsible for an excess fee or other costs as specified in your warranty agreement.

Q: Does a replacement engine come with a used car warranty?

A: If an engine is replaced under warranty, it's typically covered for the remainder of the original warranty period. If purchased separately, it may come with its own warranty.

Q: What happens if your car is out of warranty?

A: Once your car is out of warranty, you're responsible for all repair costs. You may have the option to purchase an extended warranty or consider setting aside money for potential repairs.

1 Stop Car Sales Warranty Offers

At 1 Stop Car Sales, we understand the importance of protecting your investment. That's why we're proud to offer comprehensive used car warranties provided by Autoguard Warranties, one of the UK's leading warranty providers.

Our warranty cover options range from basic essential cover to the most comprehensive packages on the market. Benefit from flexible terms to suit your needs as well as nationwide coverage, a 24/7 claims helpline, and the option to transfer the warranty if you sell your car. 

Protect your used car purchase with a warranty from 1 Stop Car Sales. Speak to one of our friendly sales team today to learn more about our warranty options and find the perfect coverage for your needs.